(RDR > Permits and Regulations) When Do I Need a Permit?

Updated Title: When Do You Need a Building Permit for a Remodeling Project?

Thinking about starting a home improvement or remodeling project? Before you begin, it’s essential to understand when a building permit is required. NARI reminds homeowners that skipping this step can lead to costly delays, fines, and even safety hazards.

When a Building Permit is Required

While specific regulations vary by city and state, most remodeling projects that alter your home’s structure, electrical, or plumbing systems require a permit. Common home improvements that often need a permit include:

●       Adding or removing load-bearing walls

●       Building a new porch, deck, or in-ground pool

●       Installing new windows or changing window openings

●       Replacing a roof or foundation elements

●       Constructing sheds, concrete driveways, or slabs

Permits ensure your project complies with local safety and health codes, and protects the investment you’re making in your home.

The Risk of Skipping a Permit

Ignoring the permitting process can have serious consequences, like causing major issues when selling or refinancing a home. Appraisers and lenders may deny loans if your home’s square footage or structure doesn’t match public records. Insurance companies may also reject claims related to unpermitted construction.

Projects That Usually Don’t Require a Permit

Not all upgrades need city approval. You can typically move forward without a permit for:

●       Cabinet refacing or refinishing

●       Interior painting, wallpapering, or carpeting

●       New tile, flooring, or ceiling finishes

●       Cosmetic updates that don’t modify structure, plumbing, or wiring

Still, even if a permit isn’t required, certain projects may require licensed professionals, especially for structural, electrical, or plumbing work. When in doubt, check with your local city or county building department.

Why You Should Let Your Contractor Pull the Permits

If you’re working with a professional remodeler, they should handle the permitting process on your behalf. Contractors understand local building codes and can answer technical questions from the inspector. Attempting to manage permits yourself can lead to unnecessary stress and project delays.

Avoid Costly Mistakes and Check Before You Build

Starting construction without proper permits can lead to work stoppages, legal penalties, and weeks without a functioning kitchen or bathroom. By obtaining permits before you begin, you’ll protect your investment, ensure safety, and add long-term value to your home.